My favorite new plan besides a budget is my meal plan. I have found that if I make a meal plan for 2 to 4 weeks, then I can plan my grocery list and spend less money. I am prepared and never find myself with empty cupboards at inconvenient times which used to force me to go out to eat and spend money that I did not have. I also am noticing that by not eating out, I eat less unhealthy food and smaller portions.
The other great thing about this meal plan and not eating out is that I am forced to be creative in my cooking. I am enjoying the challenge and I just feel like a better mom and wife.
So, the moral of the story is to make a plan and stick to it and good things will happen!!!